Secure a Brighter Future with Tuition Rewards®

Our clients earn Tuition Rewards®, a scholarship program by SAGE Scholars. At no cost to you or your student, build a tuition scholarship for your children and grandchildren, to private universities across the US. Reduce their tuition by as much as 25% every year. Your agent or advisor can help you set up an account and acquire your reward points.

Legacy is passionate about education.

We believe in encouraging young people to understand and engage with the world around them. The need for advanced education in today’s landscape is only increasing. Yet the cost of gaining a quality education in an environment that sets students up for success is increasing. That’s why we partnered with the nation’s largest and oldest private college preparation and funding organization.

SAGE Scholars bridges the gap between cost and students who want a quality private college education. SAGE Scholars Tuition Rewards® provides families up to a non-taxable 25% guaranteed tuition reduction to over 500 private four-year universities.

$98,000,000 in tuition savings last year!

SAGE Scholars was founded by James B Johnston, Ed. D. in 1995. Dr. Johnston wanted to reward families saving for college. Today SAGE Scholars partners with financial and educational institutions of excellence to bring the dream of quality education to more students. Tuition Rewards® works alongside financial aid.

“…good education leads to social mobility, and brings skilled, outstandingly-educated people back to enrich their home communities, creating a rising tide for everyone.”

— Audrey M., Milton, MA

Legacy is incredibly proud to thank our clients with the Tuition Rewards® program.

At no cost to them, clients can work with our retirement planning and insurance professionals to enroll in Tuition Rewards®. They can build points (one tuition point equals one tuition dollar) and register their loved ones when ready.

You can enroll children, grandchildren, stepchildren, nieces, nephews, and godchildren. A child should be registered no later than August 31st of the year they begin 12th grade.

Multiple students may be enrolled, and unused credits can be moved back to the sponsor account for later use. Enrolled students may take gap years for up to three years from enrollment, and possibly longer for military service.

How Do You Earn Tuition Points?

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Medicare Supplement & Advantage

Earn 2,000 points in the first year and 2,000 points each year thereafter.

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Annuities

Annuities: Earn points equal to 5% of the annuities' cash value at the end of each year.

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Cash Value Life Insurance

Cash Value Life Insurance: Earn points equal to the first year's paid premium (minimum 1,000 points, maximum 5,000 points). From the second year onward, earn 2,000 points per year.

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Ancillary Coverages

Ancillary Coverages (Dental, Vision, Hearing, Cancer, Heart/Stroke, Hospital Indemnity): Earn 2,000 points in the first year and 2,000 points each year thereafter.

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Long-term Care & ASSI

Long-term Care & ASSI: Earn 2,500 points in the first year and 2,000 points each year thereafter.

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Bonus Points

500 points for initial registration.

500 points for referring a friend (separate household & up to 5 per account).   

500 points for annual reviews.

What others are saying

“The SAGE Scholars Tuition Rewards® program can help students to choose a school based on the best fit rather than cost. This program helps to level the playing field and provides the opportunity for students to attend schools that may otherwise be unaffordable.”

— Nicholas V., 

New Castle, PA

Program is subject to change. Points are awarded for eligible products issued through American Senior Benefits (ASB) companies. Single premium immediate annuities are not eligible. Participating colleges are exclusively responsible for providing all Tuition Rewards. ASB and Legacy Insurance & Financial Services do not provide any guarantees in connection with this program. Not affiliated with or endorsed by the Social Security Administration or any other government agency. Advisory services are offered through Simple Financial, LLC, an Investment Advisor in the State of Utah.