Privacy Policy of Legacy Insurance and Financial Services

6671 S. Redwood Rd, Suite 200, West Jordan, UT 84084

Toll-Free: 1-888-701-9951

OVERVIEW

This Privacy Policy details the practices of Legacy Insurance and Financial Services ("we", "us", "our", or the "Company") concerning the collection, use, and disclosure of information via our website and any platforms we may develop in the future.

Our platform serves to provide information and tools to licensed insurance agents and prospective agents ("Agents"), as well as to individuals interested in insurance or financial products ("Consumers"). We receive Consumer information from "Lead Vendors" – companies that collect inquiries from Consumers and pass them onto Agents and our representatives. Lead Vendors are required to obtain explicit consent from Consumers before sharing their information with us.

PERSONAL INFORMATION DEFINED

The term "Personal Information" used in this Privacy Policy pertains to data that identifies or can be linked to a specific consumer or household, directly or indirectly.

APPLICABILITY OF HIPAA AND GLBA

Our processing of certain information might be governed by the Health Insurance Portability and Accountability Act (HIPAA) and the Gramm-Leach-Bliley Act (GLBA). For example, we act as a Business Associate when handling Protected Health Information (PHI) on behalf of health plans (Covered Entities) under HIPAA. We also handle non-public personal financial information in accordance with GLBA.

For non-HIPAA and non-GLBA personal information, this Privacy Policy applies.

INFORMATION COLLECTED FOR TEXTING PROGRAM

By opting into our texting service, you agree to receive SMS and MMS messages only in relation to this service. Your consent will not be transferred to other entities.

TYPES AND SOURCES OF PERSONAL INFORMATION COLLECTED

- Contact Information: Names, phone numbers, email addresses, postal addresses.

- Login Credentials: Usernames and passwords for account holders.

- Identification Information: SSN, driver's license numbers.

- Demographic Information: Age, date of birth, marital status, ethnicity, etc.

- Health Information: Relevant health data shared during discussions.

- Sensory Information: Audio and video recordings.

- Commercial Information: Products requested, purchases.

- Internet or Other Similar Network Activity: Automatically collected data during platform interaction.

- Geolocation Data: Collected automatically from users.

- Educational and Professional Information: From data brokers for offline marketing purposes.

USING AND DISCLOSING PERSONAL INFORMATION

We use or disclose the Personal Information for operations such as:

- Managing and communicating about the Platform.

- Processing transactions.

- Marketing and promotional efforts.

- Complying with legal obligations.

- Conducting business transfers in mergers or acquisitions.

HOW WE SHARE PERSONAL INFORMATION

We may share Personal Information with:

- Service Providers: For operational functions.

- Business Partners: Within the financial and insurance sector.

- Law Enforcement or Legal Proceedings: As required by law.

- Independent Agents and Advisors: For fulfilling consumer requests.

- Data Analytics and Advertising Providers: For targeted advertising and analytics.

COOKIE POLICY

Our platform uses cookies and similar technologies to enhance user experience and track information. Users can manage cookie settings in their browsers.

CHILDREN'S PRIVACY

Our Platform is not designed for children under 16, and we do not knowingly collect data from this demographic.

STATE PRIVACY RIGHTS

Residents of some states may have specific rights regarding their Personal Information. To exercise these rights, you can initiate a request via our specified links.

For further details or to opt-out from communications, contact us directly at 1-888-701-9951.

Note: This Privacy Policy is subject to changes which will be updated on our platform accordingly. Please review periodically for updates.

Sale and Sharing of Personal Information

At Legacy Insurance and Financial Services, we facilitate the sale and provision of insurance and financial products. As a part of our marketing efforts, we may engage in targeted advertising practices that could be interpreted under state privacy laws, including California, as "selling" or "sharing" personal information. In the last twelve (12) months, we have engaged in "selling" or "sharing" the categories of personal information listed in the “PERSONAL INFORMATION WE COLLECT” section with various entities such as advertising networks, data analytics vendors, insurance carriers, and Agents.

Retention of Data

We adhere to strict policies for retaining personal information, holding onto data only when we have a legitimate business or legal justification. The duration for which we keep data varies based on:

Legal or contractual obligations to retain data. The necessity of the data for providing services through our Platform. Expectations from our Consumers or Agents about data retention until they personally request its removal or until their accounts are deactivated or closed.

Should we find no ongoing legitimate business reason to process your Personal Information, steps will be taken to either delete or anonymize it. If neither action is feasible (e.g., data retained in backup archives), we will securely store your Personal Information and suspend further processing until deletion becomes feasible.

Data Security

While absolute security cannot be guaranteed, especially given the inherent vulnerabilities of the Internet, Legacy Insurance and Financial Services is committed to protecting the security of your personal information against unauthorized access, alteration, disclosure, or destruction. We employ robust security measures in this effort.

Third Party Applications and Integrations

Our Platform utilities third-party applications and integrations to improve its functionality. While we strive to partner with trusted providers, Legacy Insurance and Financial Services cannot assume liability for the privacy practices of these third parties. We encourage you to review the privacy policies of these third-party services before engaging with our Platform.

Updates to This Privacy Policy

We may amend this Privacy Policy occasionally to reflect changes in our practices or service offerings. Should there be any material changes, we will inform you either through email or by posting a notice on our Platform prior to the changes becoming effective. Your continued use of the Platform post-update implies acceptance of the revised Privacy Policy.

Contact Information

For any inquiries or comments about this policy or our privacy practices, please contact us at:

Phone: 1-888-701-9951

Email:

[email protected]

Address: 6671 S. Redwood Rd, Suite 200, West Jordan, UT 84084

We value your trust and are committed to protecting your personal information with transparency and diligence. Please reach out with any concerns or questions regarding your privacy rights and our data handling practices.