Legacy Privacy Policy
Privacy Policy of Legacy Insurance and Financial Services
6671 S. Redwood Rd, Suite 200, West Jordan, UT 84084
Toll-Free: 1-888-701-9951
OVERVIEW
This Privacy Policy details the practices of Legacy Insurance and Financial Services ("we", "us", "our", or the "Company") concerning the collection, use, and disclosure of information via our website and any platforms we may develop in the future.
Our platform serves to provide information and tools to licensed insurance agents and prospective agents ("Agents"), as well as to individuals interested in insurance or financial products ("Consumers"). We receive Consumer information from "Lead Vendors" – companies that collect inquiries from Consumers and pass them onto Agents and our representatives. Lead Vendors are required to obtain explicit consent from Consumers before sharing their information with us.
PERSONAL INFORMATION DEFINED
The term "Personal Information" used in this Privacy Policy pertains to data that identifies or can be linked to a specific consumer or household, directly or indirectly.
APPLICABILITY OF HIPAA AND GLBA
Our processing of certain information might be governed by the Health Insurance Portability and Accountability Act (HIPAA) and the Gramm-Leach-Bliley Act (GLBA). For example, we act as a Business Associate when handling Protected Health Information (PHI) on behalf of health plans (Covered Entities) under HIPAA. We also handle non-public personal financial information in accordance with GLBA.
For non-HIPAA and non-GLBA personal information, this Privacy Policy applies.
INFORMATION COLLECTED FOR TEXTING PROGRAM
By opting into our texting service, you agree to receive SMS and MMS messages only in relation to this service. Your consent will not be transferred to other entities.
TYPES AND SOURCES OF PERSONAL INFORMATION COLLECTED
- Contact Information: Names, phone numbers, email addresses, postal addresses.
- Login Credentials: Usernames and passwords for account holders.
- Identification Information: SSN, driver's license numbers.
- Demographic Information: Age, date of birth, marital status, ethnicity, etc.
- Health Information: Relevant health data shared during discussions.
- Sensory Information: Audio and video recordings.
- Commercial Information: Products requested, purchases.
- Internet or Other Similar Network Activity: Automatically collected data during platform interaction.
- Geolocation Data: Collected automatically from users.
- Educational and Professional Information: From data brokers for offline marketing purposes.
USING AND DISCLOSING PERSONAL INFORMATION
We use or disclose the Personal Information for operations such as:
- Managing and communicating about the Platform.
- Processing transactions.
- Marketing and promotional efforts.
- Complying with legal obligations.
- Conducting business transfers in mergers or acquisitions.
HOW WE SHARE PERSONAL INFORMATION
We may share Personal Information with:
- Service Providers: For operational functions.
- Business Partners: Within the financial and insurance sector.
- Law Enforcement or Legal Proceedings: As required by law.
- Independent Agents and Advisors: For fulfilling consumer requests.
- Data Analytics and Advertising Providers: For targeted advertising and analytics.
COOKIE POLICY
Our platform uses cookies and similar technologies to enhance user experience and track information. Users can manage cookie settings in their browsers.
CHILDREN'S PRIVACY
Our Platform is not designed for children under 16, and we do not knowingly collect data from this demographic.
STATE PRIVACY RIGHTS
Residents of some states may have specific rights regarding their Personal Information. To exercise these rights, you can initiate a request via our specified links.
For further details or to opt-out from communications, contact us directly at 1-888-701-9951.
Note: This Privacy Policy is subject to changes which will be updated on our platform accordingly. Please review periodically for updates.
Sale and Sharing of Personal Information
At Legacy Insurance and Financial Services, we facilitate the sale and provision of insurance and financial products. As a part of our marketing efforts, we may engage in targeted advertising practices that could be interpreted under state privacy laws, including California, as "selling" or "sharing" personal information. In the last twelve (12) months, we have engaged in "selling" or "sharing" the categories of personal information listed in the “PERSONAL INFORMATION WE COLLECT” section with various entities such as advertising networks, data analytics vendors, insurance carriers, and Agents.
Retention of Data
We adhere to strict policies for retaining personal information, holding onto data only when we have a legitimate business or legal justification. The duration for which we keep data varies based on:
Legal or contractual obligations to retain data. The necessity of the data for providing services through our Platform. Expectations from our Consumers or Agents about data retention until they personally request its removal or until their accounts are deactivated or closed.
Should we find no ongoing legitimate business reason to process your Personal Information, steps will be taken to either delete or anonymize it. If neither action is feasible (e.g., data retained in backup archives), we will securely store your Personal Information and suspend further processing until deletion becomes feasible.
Data Security
While absolute security cannot be guaranteed, especially given the inherent vulnerabilities of the Internet, Legacy Insurance and Financial Services is committed to protecting the security of your personal information against unauthorized access, alteration, disclosure, or destruction. We employ robust security measures in this effort.
Third Party Applications and Integrations
Our Platform utilities third-party applications and integrations to improve its functionality. While we strive to partner with trusted providers, Legacy Insurance and Financial Services cannot assume liability for the privacy practices of these third parties. We encourage you to review the privacy policies of these third-party services before engaging with our Platform.
Updates to This Privacy Policy
We may amend this Privacy Policy occasionally to reflect changes in our practices or service offerings. Should there be any material changes, we will inform you either through email or by posting a notice on our Platform prior to the changes becoming effective. Your continued use of the Platform post-update implies acceptance of the revised Privacy Policy.
Contact Information
For any inquiries or comments about this policy or our privacy practices, please contact us at:
Phone: 1-888-701-9951
Email:
Address: 6671 S. Redwood Rd, Suite 200, West Jordan, UT 84084
We value your trust and are committed to protecting your personal information with transparency and diligence. Please reach out with any concerns or questions regarding your privacy rights and our data handling practices.
Legacy
Privacy Policy
Privacy Policy of Legacy Insurance and Financial Services
6671 S. Redwood Rd, Suite 200, West Jordan, UT 84084
Toll-Free: 1-888-701-9951
OVERVIEW
This Privacy Policy details the practices of Legacy Insurance and Financial Services ("we", "us", "our", or the "Company") concerning the collection, use, and disclosure of information via our website and any platforms we may develop in the future.
Our platform serves to provide information and tools to licensed insurance agents and prospective agents ("Agents"), as well as to individuals interested in insurance or financial products ("Consumers"). We receive Consumer information from "Lead Vendors" – companies that collect inquiries from Consumers and pass them onto Agents and our representatives. Lead Vendors are required to obtain explicit consent from Consumers before sharing their information with us.
PERSONAL INFORMATION DEFINED
The term "Personal Information" used in this Privacy Policy pertains to data that identifies or can be linked to a specific consumer or household, directly or indirectly.
APPLICABILITY OF HIPAA AND GLBA
Our processing of certain information might be governed by the Health Insurance Portability and Accountability Act (HIPAA) and the Gramm-Leach-Bliley Act (GLBA). For example, we act as a Business Associate when handling Protected Health Information (PHI) on behalf of health plans (Covered Entities) under HIPAA. We also handle non-public personal financial information in accordance with GLBA.
For non-HIPAA and non-GLBA personal information, this Privacy Policy applies.
INFORMATION COLLECTED FOR TEXTING PROGRAM
By opting into our texting service, you agree to receive SMS and MMS messages only in relation to this service. Your consent will not be transferred to other entities.
TYPES AND SOURCES OF PERSONAL INFORMATION COLLECTED
- Contact Information: Names, phone numbers, email addresses, postal addresses.
- Login Credentials: Usernames and passwords for account holders.
- Identification Information: SSN, driver's license numbers.
- Demographic Information: Age, date of birth, marital status, ethnicity, etc.
- Health Information: Relevant health data shared during discussions.
- Sensory Information: Audio and video recordings.
- Commercial Information: Products requested, purchases.
- Internet or Other Similar Network Activity: Automatically collected data during platform interaction.
- Geolocation Data: Collected automatically from users.
- Educational and Professional Information: From data brokers for offline marketing purposes.
USING AND DISCLOSING PERSONAL INFORMATION
We use or disclose the Personal Information for operations such as:
- Managing and communicating about the Platform.
- Processing transactions.
- Marketing and promotional efforts.
- Complying with legal obligations.
- Conducting business transfers in mergers or acquisitions.
HOW WE SHARE PERSONAL INFORMATION
We may share Personal Information with:
- Service Providers: For operational functions.
- Business Partners: Within the financial and insurance sector.
- Law Enforcement or Legal Proceedings: As required by law.
- Independent Agents and Advisors: For fulfilling consumer requests.
- Data Analytics and Advertising Providers: For targeted advertising and analytics.
COOKIE POLICY
Our platform uses cookies and similar technologies to enhance user experience and track information. Users can manage cookie settings in their browsers.
CHILDREN'S PRIVACY
Our Platform is not designed for children under 16, and we do not knowingly collect data from this demographic.
STATE PRIVACY RIGHTS
Residents of some states may have specific rights regarding their Personal Information. To exercise these rights, you can initiate a request via our specified links.
For further details or to opt-out from communications, contact us directly at 1-888-701-9951.
Note: This Privacy Policy is subject to changes which will be updated on our platform accordingly. Please review periodically for updates.
Sale and Sharing of Personal Information
At Legacy Insurance and Financial Services, we facilitate the sale and provision of insurance and financial products. As a part of our marketing efforts, we may engage in targeted advertising practices that could be interpreted under state privacy laws, including California, as "selling" or "sharing" personal information. In the last twelve (12) months, we have engaged in "selling" or "sharing" the categories of personal information listed in the “PERSONAL INFORMATION WE COLLECT” section with various entities such as advertising networks, data analytics vendors, insurance carriers, and Agents.
Retention of Data
We adhere to strict policies for retaining personal information, holding onto data only when we have a legitimate business or legal justification. The duration for which we keep data varies based on:
Legal or contractual obligations to retain data. The necessity of the data for providing services through our Platform. Expectations from our Consumers or Agents about data retention until they personally request its removal or until their accounts are deactivated or closed.
Should we find no ongoing legitimate business reason to process your Personal Information, steps will be taken to either delete or anonymize it. If neither action is feasible (e.g., data retained in backup archives), we will securely store your Personal Information and suspend further processing until deletion becomes feasible.
Data Security
While absolute security cannot be guaranteed, especially given the inherent vulnerabilities of the Internet, Legacy Insurance and Financial Services is committed to protecting the security of your personal information against unauthorized access, alteration, disclosure, or destruction. We employ robust security measures in this effort.
Third Party Applications and Integrations
Our Platform utilities third-party applications and integrations to improve its functionality. While we strive to partner with trusted providers, Legacy Insurance and Financial Services cannot assume liability for the privacy practices of these third parties. We encourage you to review the privacy policies of these third-party services before engaging with our Platform.
Updates to This Privacy Policy
We may amend this Privacy Policy occasionally to reflect changes in our practices or service offerings. Should there be any material changes, we will inform you either through email or by posting a notice on our Platform prior to the changes becoming effective. Your continued use of the Platform post-update implies acceptance of the revised Privacy Policy.
Contact Information
For any inquiries or comments about this policy or our privacy practices, please contact us at:
Phone: 1-888-701-9951
Email:
Address: 6671 S. Redwood Rd, Suite 200, West Jordan, UT 84084
We value your trust and are committed to protecting your personal information with transparency and diligence. Please reach out with any concerns or questions regarding your privacy rights and our data handling practices.
Legacy Insurance & Financial Services, LLC is not affiliated with or endorsed by the Social Security Administration or any other government agency. Advisory services are offered by Simple Financial, LLC an Investment Advisor in the State of Utah. All content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Nor is it intended to be a projection of current or future performance or indication of future results. Purchases are subject to suitability. Specific to Medicare Advantage Plans and Medicare Part D Plans, we do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options. Opinions expressed herein are solely those of Legacy Insurance & Financial Services, LLC and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation. The information contained herein should in no way be construed or interpreted as a solicitation to sell or offer to sell insurance or advisory services to any residents of any state other than where legally permitted. Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph. Purchases are subject to suitability. By submitting any information on or through this site using a ‘submit’ button you agree by electronic signature to be contacted by a representative of Legacy Insurance & Financial Services, LLC by automated, prerecorded or manual SMS, text, email, or phone for the purpose of seeing to your request. The inclusion of any link is not an endorsement of any products or services by Legacy Insurance & Financial Services, LLC, or any of its associates. All links have been provided only as a convenience. These include links to websites operated by other government agencies, nonprofit organizations and private businesses. When you use one of these links, you are no longer on this site and this Privacy Notice will not apply. When you link to another website, you are subject to the privacy of that new site. When you follow a link to one of these sites neither Legacy Insurance & Financial Services, LLC, nor any agency, officer, or employee of Legacy Insurance & Financial Services, LLC warrants the accuracy, reliability or timeliness of any information published by these external sites, nor endorses any content, viewpoints, products, or services linked from these systems, and cannot be held liable for any losses caused by reliance on the accuracy, reliability or timeliness of their information. Portions of such information may be incorrect or not current. Any person or entity that relies on any information obtained from these systems does so at her or his own risk.
Site managed by Full Flex Marketing.
Legacy Insurance & Financial Services, LLC is not affiliated with or endorsed by the Social Security Administration or any other government agency. Advisory services are offered by Simple Financial, LLC an Investment Advisor in the State of Utah. All content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Nor is it intended to be a projection of current or future performance or indication of future results. Purchases are subject to suitability. Specific to Medicare Advantage Plans and Medicare Part D Plans, we do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options. Opinions expressed herein are solely those of Legacy Insurance & Financial Services, LLC and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation. The information contained herein should in no way be construed or interpreted as a solicitation to sell or offer to sell insurance or advisory services to any residents of any state other than where legally permitted. Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph. Purchases are subject to suitability. By submitting any information on or through this site using a ‘submit’ button you agree by electronic signature to be contacted by a representative of Legacy Insurance & Financial Services, LLC by automated, prerecorded or manual SMS, text, email, or phone for the purpose of seeing to your request. The inclusion of any link is not an endorsement of any products or services by Legacy Insurance & Financial Services, LLC, or any of its associates. All links have been provided only as a convenience. These include links to websites operated by other government agencies, nonprofit organizations and private businesses. When you use one of these links, you are no longer on this site and this Privacy Notice will not apply. When you link to another website, you are subject to the privacy of that new site. When you follow a link to one of these sites neither Legacy Insurance & Financial Services, LLC, nor any agency, officer, or employee of Legacy Insurance & Financial Services, LLC warrants the accuracy, reliability or timeliness of any information published by these external sites, nor endorses any content, viewpoints, products, or services linked from these systems, and cannot be held liable for any losses caused by reliance on the accuracy, reliability or timeliness of their information. Portions of such information may be incorrect or not current. Any person or entity that relies on any information obtained from these systems does so at her or his own risk.
Site managed by Full Flex Marketing.